Muhammad Lawal, PMP, PMI-CPMAI (in view)'s cover image

Muhammad Lawal, PMP, PMI-CPMAI (in view)

Effico AI

Product School

Product Manager: Building solutions with real impact!

Lagos, Nigeria

About Me

I’m an AI-enabled Product Manager with experience building and improving digital products across fintech, edtech, HRTech, SaaS, customer success, operations, and internal tools. My work sits at the intersection of product strategy, customer insight, AI adoption, and execution. I help transform ideas into useful, scalable products by combining user research, product thinking, technical understanding, data analysis, and practical AI workflows. This portfolio showcases products and projects I’ve ideated, built, managed, or contributed to, from customer-facing platforms to internal systems and AI-powered solutions. Across each project, you’ll see how I approach problem discovery, product design, experimentation, automation, customer value, and business impact. For me, innovation is not just about building something new. It is about building what actually solves a real problem, improves the user experience, and creates measurable value. Welcome to my portfolio, where product thinking, AI capability, and real-world execution meet.

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Featured Portfolio

Sterling Pro- Business Banking Solution

Sterling Pro- Business Banking Solution

Cutting-edge Internet banking solution for forward-thinking businesses

Altbank- Mobile Banking App

Altbank- Mobile Banking App

Manage your finances on the go. Bank conveniently, any day, anytime.

Altpro- Non-Interest Business Banking Solution

Altpro- Non-Interest Business Banking Solution

Business Banking for businesses who prefer non-interest (Islamic) banking

Altinvest- Shariah Compliant Non-Interest-Based Investments App

Altinvest- Shariah Compliant Non-Interest-Based Investments App

A mobile investment app offering shariah-compliant, non-interest-based investments, including ethical bonds, real estate, and commodity trading.

Altmall- Credit Preapproval for BNPL E-Commerce

Altmall- Credit Preapproval for BNPL E-Commerce

An A.I powered a credit pre-approval system for a BNPL (Buy Now Pay Later) E-Commerce Marketplace.

Halo Invest- Community Based Banking and Investments

Halo Invest- Community Based Banking and Investments

A mobile and web banking app that fostered community-based financial inclusion and interactivity, for mutual benefits.

Halo Direct- Agency Banking App

Halo Direct- Agency Banking App

A mobile app that empowered banking agents to drive financial inclusion through community-based banking and investments.

Halo Banking as a Service- API Banking

Halo Banking as a Service- API Banking

A robust API banking solution for FinTech companies and platform builders. Leveraging Halo's licenses and infrastructure, clients can seamlessly integrate a range of financial

Halo White-label- Turnkey SaaS Fintech Solution

Halo White-label- Turnkey SaaS Fintech Solution

Offering fintech companies a turnkey solution to kickstart their mobile apps. Subscribers can customize the platform while leveraging the robust engine powering

Mobimenu- Digital Operating System For Restaurant Management

Mobimenu- Digital Operating System For Restaurant Management

A pioneering digital operating system to revolutionize the restaurant and hospitality landscape.

Effico AI- AI-Powered Student Productivity App

Effico AI- AI-Powered Student Productivity App

A dynamic educational app harnessing the power of AI, to deliver tailored learning experiences for college students.

Adaptive learning cuts time to proficiency

Adaptive learning cuts time to proficiency

TeachMeAI is an AI-powered adaptive learning platform designed to help professionals learn through personalized curricula and conversational tutoring.